Institutional lending & yield platform for the next generation of financial services.
Providing treasurers, fintechs, and institutions access to on-chain structured financial products backed by investment grade financial assets.
Institutional grade platform for lending and yield products.
Enabling 3rd parties like exchanges, FinTechs, wallets, and custodians to build institutional grade yield products backed by RWAs
Enabling investors to build diversified portfolios of tokenized fixed income products for themselves and their customers
Enabling business to request and receive financing from a network of non-bank lenders, embedded in their existing systems
Providing builders with new, composable forms of digital collateral to power the next generation of financial markets
All secured with a time tested, bankruptcy remote legal and regulatory framework, operated by regulated investment firms.
OpenTrade is built on Circle's DeFi and payments infrastructure.
This gives users the utmost control, transparency, and security.
How it works
Real assets. Real yields.
Regulated asset managers source financial assets via a global network of financial institutions and structure them into yield-bearing, on-chain lending products.
Users access the platform via API, web app, or blockchain protocol built on Circle’s battle hardened DeFi and payments infrastructure.
Users can deposit USDC and/or EUROC from their own wallets into on-chain vaults with specific investment criteria, underlying collateral, and target yields.
Financial assets serving as collateral for loans are held in a bankruptcy remote structure, in segregated accounts with regulated custodians.
Users can withdraw at anytime.